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The Luxury Black Card - Better Than The Amex Centurion?With a 0% introductory APR on purchases for 15 months from account opening date and no annual fee, the BMO Harris Bank Platinum Mastercard�. This Cardholder Agreement (�Agreement�) and the documents listed in the next sentence (�Cardholder Documents�) govern the use of your BMO Platinum Credit. Zero liability: Only pay for purchases you have authorized with your card�unauthorized purchases are not your responsibility. Note that terms.
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