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Is Halifax and Lloyds banks the same bank?Halifax is a British banking brand operating as a trading division of Bank of Scotland, itself a wholly owned subsidiary of Lloyds Banking Group. It is named after the town of Halifax, West Yorkshire, where it was founded as a building society in. Halifax is a British banking brand operating as a trading division of Bank of Scotland, itself a wholly owned subsidiary of Lloyds Banking Group. Browse all Halifax branches in the United Kingdom. Apply today for bank accounts, savings accounts, ISAs, loans, mortgages, credit cards and more.