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$BMO Bank of Montreal Q3 2024 Earnings Conference CallIn this Application, the terms you and your refer to the annuity policy owner or owners. The terms we, our and us refer to BMO. Life Assurance Company (BMO. We will only issue a policy if the Annuitant(s) and Owner qualify as a Canadian resident for tax purposes. � We will not issue an income annuity policy if. The terms we, our and us refer to BMO Life. Assurance Company (BMO Insurance). All amounts are in Canadian dollars. In which language would you like this policy.