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Full Payment vs EMI - Which One You Should Prefer? Which One Is Better?Fixed interest. Flexible credit with a fixed % interest rate�one rate for purchases and cash advances, so you stay in control of what you owe. The easiest place to find a fixed-rate credit card today is through your local credit union or community bank. Your SESLOC Visa Credit Card Benefits: � A fixed rate as low as % APR* � Cash advances and balance transfers for the same low rate � No penalty rates � No.
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