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Top 5 USD Accounts for Canadians: Fees, Features, and MorePlease read the additional notes at the bottom of the page as well. Country, Currency, We will buy from you, We will sell to you. United States, US Dollar (USD). BMO Alto Online Savings is a variable rate account. The interest rate and Annual Percentage Yield (APY) may change at any time after the account is opened. Call us. Give us a call if you have any questions or you're ready to open an account. � Visit us. Come in to one of our branches to open your.