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Annual Percentage Yield (APY) and Future Value and Effect function in Excel by Chris MenardThe annual percentage yield (APY) is the effective rate of return on an investment for one year taking compounding interest into account. APY = Annual Percentage Yield. You get % over the course of a year, not monthly/bi-weekly. NOTE: Our APY Interest Calculator is an educational tool to help you determine potential earnings. Your calculator results are estimates and do not guarantee.
