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The rep I spoke with this morning kind of made it sound like they could help me out, but I think he was "nice" just because he knew that once the call ended, it would be the next service rep's problem. He never once stated in the recorded phone conversation that they could reverse the impact to my credit history. There is nothing I can do that I'm not already doing to repair my credit score. Welcome offer: get a 0. Card details Interest rates Interest rates:
