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| Bmo harris.com/apply | Overall institution rating. Interest rates are variable and subject to change at any time. If your account has been closed for any reason, you have 90 days to redeem your BMO Harris Rewards points, at which point your rewards will all expire. We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. BMO does offer CD specials ; they tend to have better rates than the bank's standard CDs, but are offered for different term lengths. Additionally, the redemption options are exceedingly simple with no opportunity to make use of travel partners or the like. |
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