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BMO HARRIS BANK : Test \u0026 Review in 2024 (is this bank reliable?)BMO has received an A+ rating from the Better Business Bureau. A strong BBB rating signifies the company is transparent in how it handles business. Do NOT recommend BMO bank. Terrible non-existent customer service. It is nearly impossible to get assistance. Bank with a credit union instead. Rating, Action, Date, Type. AA-, Affirmed, Jun, Long Term Issuer Default Rating. F1+, Affirmed, Jun, Short Term Issuer Default Rating.