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BMO - Should I get a credit card?Right to examine this insurance: If You notify Us that this insurance does not meet Your needs within ten (10) days of the date of purchase, We will provide a. Get text, email or app notifications about what's going on with your BMO credit card or bank accounts. Learn to customize how and when you get your alerts! The short answer is sometimes. If you are using a card that's been idle or are spending differently than normal, setting a travel alert is a good idea.